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 Your Community Credit Union Consumer Lending

Being a member at Your Community Credit Union means you have a variety of loans that will fit your needs. Weather you are applying for your first VISA credit card, looking to unlock the equity in your home, or need a lower rate on your auto loan, we have the products to get you there!

Check out our great rates!

CONSUMER LOANS

Credit Cards
Card TypeRateCredit LimitAnnual Fees
PSFCU Visa Classic 10.00% $500-$5,000 None
PSFCU Visa Secured 8.50% Deposit Based None
PSFCU Visa Gold 9.00% $5 000-$15 000 None
PSFCU Visa Platinum 7.50% $15,000-$30,000 None
asdasd 5.90% 9.00 $300

New Auto Loan
TermRateAPR
5 years 6.25% 5.25%
1 year 5.00% 4.50%
2 years 4.50% 4.50%
3 years 5.75% 4.75%
4 years 5.00% 5.00%
6 years** 5.75% 5.75%
**New autos over $30,000
Additional 0.25% Reduction available on auto loans with automatic loan re-payment
     

Used Auto Loans
TermRateAPR
1 year 5.00% 5.00%
2 years 5.75% 5.00%
3 years 5.50% 5.50%
4 years 6.00% 6.00%
5 years 5.75% 6.50%
Additional 0.25% reduction available on auto loans with automatic loan re-payment

Boat Loan
Product/CategoryRateAPR
New Boat Loan 7.75% 6.75%
Used Boat Loan 6.75% 7.75%

Additional Loan Products
Product/CategoryRateAPRNotes
Personal Loan 5.75% 11.50%  
Signature Loan 8.90% 8.90%  
Share Secured Loan* 2.00% 2.00%  
*Share secured rate is variable based on the current share rate plus 2%
Checking Line of Credit 10.90% 10.90%  

Super Fun Loans

Summer Vacation Loans
Effective Date: August 1st, 2008
Product/CategoryPercentageTerm
Plan you Vaca now!
$100-500 4.5 12
501-999 4.5 12
1000-1999 4.5 12

ATV Loans
Product/CategoryAPRTerm
ATV 09 and newer 2.50% 16
ATV 05--08 3.50% 16
ATV 01-04 4.50% 16

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